Example
Two couples, the Larsons and the Meyers, began an identical retirement program at different ages.

While both couples contributed annually, the chart shows what a difference starting early can make

Compound Often and Early
	Larsons Began at age 35	Meyers Began at age 50
Contributed $5000 at the beginning of each year	For 30 years	For 15 years
Accumulated value at age 65	After 30 years	After 15 years
	$611,729	$146,621

This example assumes the variable annuities earned 8% a year, tax-deferred. Earnings are subject to taxation upon withdrawal.

The family profiles and examples are hypothetical. The information provided is not intended as investment advice or to imply or guarantee any specific return from the Thrivent Financial Flexible Premium Deferred Variable Annuity.

Your financial representative with Thrivent Financial for Lutherans can help
Contact your financial representative for more information about the Flexible Premium Deferred Variable Annuity from Thrivent Financial for Lutherans. He or she can provide you with costs, complete details of coverage, exclusions, reduction of benefits, and terms under which the contract may be continued in force or discontinued.

Download a prospectus for the Thrivent Financial for Lutherans Variable Annuity. The prospectus contains more complete information on charges and expenses. You should read the prospectus carefully before you invest or send money.

Forms: W-BC-FPVA (05) Series (not available in all states)

20438WC 4-05

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