The Power of a Shared Perspective
When it comes to helping you make the most of your organization's financial resources, Thrivent Investment Management Inc. is particularly well suited. The reason? We look at the world through our shareholder's eyes. Doing so has helped us to carefully build a family of mutual fund opportunities designed specifically for investors seeking a solid core foundation for their portfolio holdings.

Our goal is to build relationships that have lasting value to organizations and the people they serve by providing a variety of investment management services. We specialize in developing solutions for:

• Church investment accounts.
• College and university foundation/endowment accounts.
• Endowment funds.
• Foundations.
• Educational funds.
• Memorial funds.
• Cemetery funds.
• Scholarship funds.
• Charitable gift trusts.
• And many others.

The Benefits of Institutional Shares

No-Load Investing: With an initial investment of $500,000, our normal front-end sales charge is waived. We only require that you invest at least $50,000 per Fund account that you open. The program is flexible in meeting future needs because additional investments of any amount may also be invested at any time on a no-load basis.

Annual Operating Expenses: Because Institutional shares are only available to institutional investors (no Lutheran affiliation is required) and are subject to the above investment parameters, we are able to manage these assets with lower Fund expenses than our retail investors. Refer to the Fund Facts Sheets in the table below for the expense of each fund.

For additional information, contact the Investment Interaction Center at (800) 847-4836.

Investing in a mutual fund involves risks, including the possible loss of principal. The prospectus contains more complete information on the investment objectives, risks, charges and expenses of the fund which investors should read and consider carefully before investing.