Identity monitoring & protection
Monitor your personal information for unusual activity and other potential signs of identity theft.
Identity theft protection and fraud detection can help you avoid stress and financial losses. Thrivent clients with membership are eligible for the following resources to protect themselves and their families:
Questions? Connect with an Experian representative on their dedicated line for Thrivent clients at877-315-5678.
- Experian's ProtectMyID® Select
- Experian's ProtectMyID®
- Experian's ProtectMyID® + Family
Questions? Connect with an Experian representative on their dedicated line for Thrivent clients at
Explore 3 types of Experian® plans
Compare the benefits of Experian's ProtectMyID® Select, ProtectMyID®, and ProtectMyID® + Family at Thrivent member-only pricing.
Experian ProtectMyID® Select
Thrivent covers the cost for up to 2 years per adult.
- Credit Authentication, Platform access, and Call Center Services included.
- Experian (1B) Credit Monitoring
- Experian (1B) Credit Report (One time push, upon enrollment)
- Identity Theft Insurance – Up to $10k eligible expenses1
- Full-Service Identity Restoration
- Lost Wallet Protection
Experian ProtectMyID®
Available for $12.99 monthly or $124.99 annually per adult.
- Credit Authentication, Platform access, and Call Center Services included.
- Experian (1B) Credit Report (available annually)
- Tri-Bureau (3B) Credit Monitoring
- CyberAgent Dark Web Monitoring
- Social Security Trace Monitoring
- Change of Address Monitoring
- Identity Theft Insurance – Up to $1M eligible expenses1
- Full-Service Identity Restoration
- Lost Wallet Protection
Experian ProtectMyID® + Family
Available for $19.99 monthly and $194.99 annually for up to 2 adults and up to 10 children.
- Credit Authentication, Platform access, and Call Center Services included.
- Experian (1B) Credit Report (available annually)
- Tri-Bureau (3B) Credit Monitoring
- CyberAgent Dark Web Monitoring (adult and child)
- Social Security Trace Monitoring (adult and child)
- Change of Address Monitoring
- Identity Theft Insurance – Up to $1M eligible expenses (adult and child)1
- Full-Service Identity Restoration
- Lost Wallet Protection
Experian ProtectMyID® Select
Thrivent covers the cost for up to 2 years per adult.
- Credit Authentication, Platform access, and Call Center Services included.
- Experian (1B) Credit Monitoring
- Experian (1B) Credit Report (One time push, upon enrollment)
- Identity Theft Insurance – Up to $10k eligible expenses1
- Full-Service Identity Restoration
- Lost Wallet Protection
Experian ProtectMyID®
Available for $12.99 monthly or $124.99 annually per adult.
- Credit Authentication, Platform access, and Call Center Services included.
- Experian (1B) Credit Report (available annually)
- Tri-Bureau (3B) Credit Monitoring
- CyberAgent Dark Web Monitoring
- Social Security Trace Monitoring
- Change of Address Monitoring
- Identity Theft Insurance – Up to $1M eligible expenses1
- Full-Service Identity Restoration
- Lost Wallet Protection
Experian ProtectMyID® + Family
Available for $19.99 monthly and $194.99 annually for up to 2 adults and up to 10 children.
- Credit Authentication, Platform access, and Call Center Services included.
- Experian (1B) Credit Report (available annually)
- Tri-Bureau (3B) Credit Monitoring
- CyberAgent Dark Web Monitoring (adult and child)
- Social Security Trace Monitoring (adult and child)
- Change of Address Monitoring
- Identity Theft Insurance – Up to $1M eligible expenses (adult and child)1
- Full-Service Identity Restoration
- Lost Wallet Protection
Identity monitoring FAQs
How old do I need to be to enroll in Identity Monitoring & Protection?
The minimum age is 18 years old to enroll in Identity Monitoring & Protection. As a parent, choosing the Experian ProtectMyID + Family, you can add up to 10 children to your plan.
How do I enroll?
Enrolling is easy.
1. Choose from three plans:
3. You will be directed to the Experian ProtectMyID® registration site to complete the enrollment process.
4. When the enrollment is complete, you will receive a thank you message and a link to the ProtectMyID® Protection Center. You have immediate access to this dashboard where you can view your Experian credit report and set up various features.
Note: the webpage and your personalized ProtectMyID® Protection Center will include a phone number and direct link you can use if you have questions or need to contact a Fraud Resolution Agent.
1. Choose from three plans:
ProtectMyID® Select (Thrivent covers the cost for up to two years per adult)ProtectMyID (available for $12.99 monthly or $124.99 annually per adult)ProtectMyID + Family (available for $19.99 monthly and $194.99 annually for up to 2 adults and 10 children)
3. You will be directed to the Experian ProtectMyID® registration site to complete the enrollment process.
4. When the enrollment is complete, you will receive a thank you message and a link to the ProtectMyID® Protection Center. You have immediate access to this dashboard where you can view your Experian credit report and set up various features.
Note: the webpage and your personalized ProtectMyID® Protection Center will include a phone number and direct link you can use if you have questions or need to contact a Fraud Resolution Agent.
What are the features included in the Experian plans?
Experian (1B) Credit Report: Prepare for life's biggest moments by understanding your credit. Your Experian® credit report gives you a detailed look at the information lenders use to make credit decisions and set interest rates. Check your payment history, account balances, and credit score to discover ways to resolve issues and improve your credit.
Tri-Bureau (3B) Credit Monitoring: Gain comprehensive control with daily monitoring of your Experian®, Equifax®, and TransUnion® credit files. You’ll receive alerts of key changes to help you spot signs of potential identity theft sooner, so you take action to protect your future.
CyberAgent Dark Web Monitoring: If your or your child's* personal information is bought or sold on the dark web, thieves can use it to steal your identity. Experian scans thousands of dark web websites and alert you if matches to your personal information are found so that you can respond.
Social Security Trace Monitoring: Identity thieves can use your Social Security Number to get credit, make purchases, and more. Experian will notify you if a new name, nickname, or address becomes linked to your number so you can act sooner.*
Change of Address Monitoring: Unauthorized address changes can be a sign of identity theft. If someone makes a change request with the U.S. Postal Service that matches your personal information, you will receive an alert.
Identity Theft Insurance: Identity theft can be a costly experience – taking time and money to recover. With a no-deductible Identity Theft Insurance policy, you get reimbursed for unexpected out-of-pocket expenses such as legal fees, lost income, fraudulent transactions, and stolen funds.1
Full-Service Identity Restoration: If you become a victim of identity theft, the process to recover can be complicated and time-consuming. Often, it requires assistance to figure out how to recover fully. Full-Service Identity Restoration will get you back on track with support from an expert restoration agent that will walk you through the process of reclaiming what's rightfully yours.*
Lost Wallet Protection: Easily save and store your important payment and identification information in one place, creating a digital wallet. If your actual wallet is lost or stolen, your digital version will help you to cancel and replace everything quickly, saving you time, money, and stress.
Child Monitoring Services: Child monitoring includes up to 10 children under the age of 18. One-time Parent/Legal Guardian verification is required to receive alert details for children.
Tri-Bureau (3B) Credit Monitoring: Gain comprehensive control with daily monitoring of your Experian®, Equifax®, and TransUnion® credit files. You’ll receive alerts of key changes to help you spot signs of potential identity theft sooner, so you take action to protect your future.
CyberAgent Dark Web Monitoring: If your or your child's* personal information is bought or sold on the dark web, thieves can use it to steal your identity. Experian scans thousands of dark web websites and alert you if matches to your personal information are found so that you can respond.
Social Security Trace Monitoring: Identity thieves can use your Social Security Number to get credit, make purchases, and more. Experian will notify you if a new name, nickname, or address becomes linked to your number so you can act sooner.*
Change of Address Monitoring: Unauthorized address changes can be a sign of identity theft. If someone makes a change request with the U.S. Postal Service that matches your personal information, you will receive an alert.
Identity Theft Insurance: Identity theft can be a costly experience – taking time and money to recover. With a no-deductible Identity Theft Insurance policy, you get reimbursed for unexpected out-of-pocket expenses such as legal fees, lost income, fraudulent transactions, and stolen funds.1
Full-Service Identity Restoration: If you become a victim of identity theft, the process to recover can be complicated and time-consuming. Often, it requires assistance to figure out how to recover fully. Full-Service Identity Restoration will get you back on track with support from an expert restoration agent that will walk you through the process of reclaiming what's rightfully yours.*
Lost Wallet Protection: Easily save and store your important payment and identification information in one place, creating a digital wallet. If your actual wallet is lost or stolen, your digital version will help you to cancel and replace everything quickly, saving you time, money, and stress.
Child Monitoring Services: Child monitoring includes up to 10 children under the age of 18. One-time Parent/Legal Guardian verification is required to receive alert details for children.
When does the monitoring become effective?
You have immediate access to your Experian® credit report and ProtectMyID® Protection Center once you enroll in the offer. Credit monitoring will begin within three days of enrollment.
Do I need to be an associate or benefit member of Thrivent to enroll?
Yes, all Thrivent clients with membership age 18 or older are eligible for this membership benefit.
Does Thrivent also get copies of my identity information or my credit report?
No, Thrivent does not receive or have access to any of the personal information that you share with Experian. Your enrollment in Experian's ProtectMyID, ProtectMyID® + Family, or ProtectMyID Select does not allow Thrivent to receive or have access to any of the information that Experian ProtectMyID provides to you through their identity protection products.
Can I enroll if I don't have a computer?
No, Experian ProtectMyID®, ProtectMyID® + Family or Experian ProtectMyID® Select membership is only available by enrolling online, so you will need access to a computer and an email address to enroll. Updates and alerts will be sent to the email address associated with your membership.
If you experience issues with your login or password capabilities, call Experian’s dedicated line for Thrivent clients at877-315-5678 for assistance.
If you experience issues with your login or password capabilities, call Experian’s dedicated line for Thrivent clients at
Will I receive both a credit report and a VantageScore®2 with my identity monitoring membership benefit?
When you enroll you will receive an Experian® credit report. You will not receive a VantageScore. If you wish to receive a VantageScore, it will be available to you for an additional discounted fee. To learn more about the differences between credit reports and credit scores, please visit Experian's blog.
Call the dedicated line for Thrivent clients at 877-315-5678 to connect with an Experian representative.
Experian ProtectMyID® Select is complimentary to Thrivent members for two years, and thereafter is available at a discounted rate. The Experian ProtectMyID product and service is provided solely by Experian and is not affiliated with or sold by Thrivent. For all terms and conditions concerning this product, please refer to the Experian ProtectMyID website.
1Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review theSummary of Benefits .
2 VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian®, TransUnion®, and Equifax®. VantageScore 3.0 is used by some but not all lenders. Higher scores represent a greater likelihood that you'll pay back your debts, so you are viewed as being a lower credit risk to lenders. A lower score indicates to lenders that you may be a higher credit risk.
There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So, your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file.
There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don't be surprised if your lender gives you a score that's different from your VantageScore. (And your VantageScore 3.0 may differ from your score under other types of VantageScores). Just remember that your associated risk level is often the same even if the number is not. For some consumers, however, the risk assessment of VantageScore 3.0 could vary, sometimes.
Identity monitoring products are subject to exclusions and limitations. You must be a Thrivent member, age 18 or older, to enroll. If you are not a member, apply now. Thrivent could change or discontinue the identity monitoring benefit, or any part of it, at any time.
Child monitoring includes up to 10 children under the age of 18. One-time Parent/Legal Guardian verification is required to receive alert details for children.
Thrivent receives payment from ConsumerInfo.com, Inc., an Experian® company, based on purchases of ProtectMyID by Thrivent members. Compensation from ConsumerInfo.com, Inc., an Experian® company, for member purchases of ProtectMyID Select, ProtectMyID + Family, or ProtectMyID® are used by Thrivent for the costs associated with providing discounted identity monitoring products to members.
Membership benefits and programs are not guaranteed contractual benefits. The interpretation of the provisions of these benefits and programs is at the sole discretion of Thrivent. Membership benefits are reviewed and evaluated regularly. Thrivent reserves the right to change, modify, discontinue, or refuse to provide any of the membership benefits or any part of them, at any time.
You should never purchase or keep any insurance or annuity products to be eligible for nonguaranteed membership benefits. You should only purchase and keep insurance and annuity products that best meet the financial security needs of you and your family. Consider the cost, features and benefits of specific insurance and/or annuity products.
1Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the
2 VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian®, TransUnion®, and Equifax®. VantageScore 3.0 is used by some but not all lenders. Higher scores represent a greater likelihood that you'll pay back your debts, so you are viewed as being a lower credit risk to lenders. A lower score indicates to lenders that you may be a higher credit risk.
There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So, your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file.
There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don't be surprised if your lender gives you a score that's different from your VantageScore. (And your VantageScore 3.0 may differ from your score under other types of VantageScores). Just remember that your associated risk level is often the same even if the number is not. For some consumers, however, the risk assessment of VantageScore 3.0 could vary, sometimes.
Identity monitoring products are subject to exclusions and limitations. You must be a Thrivent member, age 18 or older, to enroll. If you are not a member, apply now. Thrivent could change or discontinue the identity monitoring benefit, or any part of it, at any time.
Child monitoring includes up to 10 children under the age of 18. One-time Parent/Legal Guardian verification is required to receive alert details for children.
Thrivent receives payment from ConsumerInfo.com, Inc., an Experian® company, based on purchases of ProtectMyID by Thrivent members. Compensation from ConsumerInfo.com, Inc., an Experian® company, for member purchases of ProtectMyID Select, ProtectMyID + Family, or ProtectMyID® are used by Thrivent for the costs associated with providing discounted identity monitoring products to members.
Membership benefits and programs are not guaranteed contractual benefits. The interpretation of the provisions of these benefits and programs is at the sole discretion of Thrivent. Membership benefits are reviewed and evaluated regularly. Thrivent reserves the right to change, modify, discontinue, or refuse to provide any of the membership benefits or any part of them, at any time.
You should never purchase or keep any insurance or annuity products to be eligible for nonguaranteed membership benefits. You should only purchase and keep insurance and annuity products that best meet the financial security needs of you and your family. Consider the cost, features and benefits of specific insurance and/or annuity products.
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